《公司業績》招行(03968.HK)全年純利973.42億人民幣增4.8% 派息1.253元
招商銀行(03968.HK)公布2020年度業績,錄得純利973.42億人民幣(下同),按年增加4.8%,每股盈利3.79元。每股派息1.253元。
年內,實現營業收入2,902.79億元,增加7.6%。淨利息收入1,850.31億元,增加6.9%;淨利差2.4%,淨利息收益率2.49%,分別減少0.08個及0.1個百分點。非利息淨收入1,052.48億元,增加8.8%,其中,淨手續費及佣金收入794.86億元,增加11.2%。
全年經營費用1,028.14億元,增加12.4%。信用減值損失648.71億元,增加6.2%。
2020年止,不良貸款總額536.15億元,較年初增加13.4億元,不良貸款率1.07%,減少0.09個百分點;撥備覆蓋率437.68%,上升10.90個百分點;貸款撥備率4.67%,下降0.3個百分點。
一級資本充足率、一級資本充足率和資本充足率分別為12.29%、13.98%及16.54%,較年初分別上升0.34、1.29和1個百分點。
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