《公司业绩》招行(03968.HK)全年纯利973.42亿人民币增4.8% 派息1.253元
招商银行(03968.HK)公布2020年度业绩,录得纯利973.42亿人民币(下同),按年增加4.8%,每股盈利3.79元。每股派息1.253元。
年内,实现营业收入2,902.79亿元,增加7.6%。净利息收入1,850.31亿元,增加6.9%;净利差2.4%,净利息收益率2.49%,分别减少0.08个及0.1个百分点。非利息净收入1,052.48亿元,增加8.8%,其中,净手续费及佣金收入794.86亿元,增加11.2%。
全年经营费用1,028.14亿元,增加12.4%。信用减值损失648.71亿元,增加6.2%。
2020年止,不良贷款总额536.15亿元,较年初增加13.4亿元,不良贷款率1.07%,减少0.09个百分点;拨备覆盖率437.68%,上升10.90个百分点;贷款拨备率4.67%,下降0.3个百分点。
一级资本充足率、一级资本充足率和资本充足率分别为12.29%、13.98%及16.54%,较年初分别上升0.34、1.29和1个百分点。
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