招商銀行(600036.SH):2020年淨利升4.82%至973.42億元 擬10派12.53元
格隆匯3月19日丨招商銀行(600036.SH)披露2020年度報吿,報吿期內,集團實現營業收入2904.82億元,同比增長7.70%。其中,淨利息收入1850.31億元,同比增長6.90%,非利息淨收入1054.51億元,同比增長9.15%;淨利差為2.40%,比上年減少0.08個百分點,淨利息收益率為2.49%,比上年減少0.10個百分點。
2020年集團實現歸屬於該行股東的淨利潤973.42億元,同比增長4.82%;歸屬於該行股東的平均總資產收益率(ROAA)和歸屬於該行普通股股東的平均淨資產收益率(ROAE)分別為1.23%和15.73%,同比分別下降0.08和1.11個百分點;年報推10派12.53元(含税)。
2020年,面對突如其來的疫情衝擊、監管政策密集出台、國內外形勢複雜多變、金融市場劇烈波動等一系列挑戰,集團堅持“輕型銀行”戰略方向和“一體兩翼”戰略定位,各項經營工作穩健開展,營業收入穩步增長,利潤增速穩健,資產負債規模增勢良好,資產質量經受住了考驗。
截至報吿期末,集團資產總額8.36萬億元,較上年末增長12.73%;貸款和墊款總額5.03萬億元,較上年末增長11.99%;負債總額7.63萬億元,較上年末增長12.23%;客户存款總額5.63萬億元,較上年末增長16.18%。
截至報吿期末,集團不良貸款總額536.15億元,較上年末增加13.40億元;不良貸款率1.07%,較上年末下降0.09個百分點;撥備覆蓋率437.68%,較上年末上升10.90個百分點;貸款撥備率4.67%,較上年末下降0.30個百分點。
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