平安壹账通拟扩展业务至初创企业及零售中小企
本地传媒报道,虚拟银行平安壹账通银行(香港)拟将其商业贷款服务范围扩阔至初创企业及从事零售业务的中小企,目标在今年上半年推出有关服务。该行目前的商业贷款服务对象仅限贸易通(00536.HK)的进出口业中小企客户。
报道引述平安壹账通行政总裁冯钰龙表示,去年9月底开业至今贷款质素良好,至今只有一宗逾期还款一至两天,原因只是客户不懂得操作「转数快」过数,其後亦已经清还欠款。
他指,目前该行批出的商业贷款中,有20%客户未曾於传统银行获取贷款,不过,这批客户的质素其实相当良好,过去只是由於文件不齐或业务规模较小,导致其难以向传统银行申请融资。
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