郭树清:去年银行业处置不良贷款超3万亿人币 今明两年不良贷款处置规模还会加大
中国银保监会主席郭树清在国新办新闻发布会上表示,疫情发生後一些企业生产活动处於不正常状态,还款面临一些困难下不良贷款上升是必然趋势。2020年银行业已经开始加大不良贷款处置力度,全年处置不良贷款超过3万亿元人民币(下同),比上一年增加7,000亿至8,000亿元。2021年可能需要处置的不良贷款规模还会增长,趋势甚至会延续到明年。但有信心有能力把不良资产处置处理好。
郭树清指出,目前商业银行体系不断优化,市场竞争充分,四家大型商业银行经营效率已接近国际先进水平,在劳动生产率、成本收入比、盈利能力、科技创新等方面实现赶超。大型保险公司资本充足水平也与美国、欧洲、日本同业相当。
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