渣打香港去年除稅前溢利按年倒退25%至99.22億元
渣打香港去年除稅及撥備前之經營溢利按年倒退16%至119.03億元,經營收入按年倒退7%至271.83億元,經營支出按年增加1%至152.8億元。去年貸款減值按年增加79%至15.52億元,除稅前溢利按年倒退25%至99.22億元。
集團表示,去年香港為集團帶來最大的盈利貢獻。零售銀行繼續是香港最大的收入來源,分行人流減少是導致收入下滑5%的部分原因。數碼交易量上升超過30%,數碼活躍用戶增至逾100萬。息口下跌令企業及機構銀行收入下滑4%,但市場波動性增加利好金融市場業務,抵銷部分影響。
期內息口偏軟影響商業銀行業務,收入下跌15%。企業、商業及機構銀行的大灣區收入去年上升28%。私人銀行收入下跌3%,息口下跌影響存款收入。受惠於積極與客戶聯繫,財富管理收入錄得增長,抵銷部分影響。
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