渣打集團(02888.HK)2020年除税前溢利跌40%至25.08億美元 末期息9美仙
格隆匯2月25日丨渣打集團(02888.HK)公佈,2020年全年收入下降3%至148億美元,按固定匯率基準計算則下降2%。淨息差減少31個基點至2020年全年度的平均1.31%,於2020年第四季度按季度增加1個基點至1.24%。
2020年全年除税前溢利為25.08億美元,降低40%或按固定匯率基準計算降低39%。除税前法定溢利減少57%,乃受與重組、商譽減值(包括主要與印度及阿拉伯聯合酋長國有關的4.89億美元)及其他項目有關的支出總額8.95億美元所影響。
每股基本盈利減少52%至36.1美仙,法定每股盈利減少46.6美仙至10.4美仙。已建議每股9美仙的末期普通股股息,連同已公佈的2.54億美元的股份回購計劃,為集團獲監管機構授權目前可給予股東的最大回報,即於2020年12月31日風險加權資產的0.2%。
集團的資產負債表保持強健、流動性及多元化–資產對存款比率從64.2%降至61.1%;流動性覆蓋比率按年基本保持穩定,儘管2020年上半年市場波動–客户貸款及墊款上升5%;客户存款上升8%,往來及儲蓄賬户和營運存款結餘所佔比例增加。信貸減值按年增加14億美元至23億美元;2020年第四季度為3.74億美元,按季度略有上升,但按年持平。
集團維持強勁的資本水平及高流動性;向股東回報集團監管機構所允許的最高資本額度。普通股權一級資本比率為14.4%,高於13–14%的目標範圍上限(2020年第三季度:14.4%);普通股權一級資本比率包括應計建議派發2020年普通股末期股息2.84億美元或每股9美仙;即將開始的2.54億美元股份回購將令普通股權一級資本比率於2021年3月31日減少約10個基點。
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