华侨永亨去年经营溢利升10%至30.2亿元创新高 母企纯利跌26%受累拨备增逾倍
新加坡华侨银行集团公布去年全年业绩,净利润按年倒退26%至35.86亿新加坡元(下同),拨备增加1.3倍至20.43亿元,拨备前经营盈利按年倒退7%至63.12亿元。净利息收入按年倒退6%至59.66亿元,非利息收入按年倒退8%至41.73亿元,整体收入按年倒退7%至101.39亿元,营业支出按年减少4%至44.39亿元。去年股本回报率7.6%,低於2019年的11.4%。
该行去年底贷款按年增加1%,存款增加4%,其中资金成本较低的活期及储蓄存款按年增加30%,占整体存款自2019年的48.4%增加至60.3%。去年底普通股权一级资本比率15.2%,较2019年底的14.9%提升。
集团旗下华侨永亨银行全年列帐纯利24.91亿港元,按年升7%。净利息收入按年跌1%至39.13亿港元,非利息收入按年升18%至13.01亿港元。经营溢利升10%至30.2亿港元创新高。去年净利差1.72%,按年轻微收窄1点子。成本收入比率由2019年的45.5%改善至去年的42.1%。
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