据报深圳未上调房贷集中度上限 或与深圳金融特点有关
据《21世纪经济报道》报道,继广东、海南、上海等地对当地法人银行房地产贷款集中度第三至第五档陆续上调上限後,深圳暂未对地方法人银行房贷集中度上调上限。未上调房贷集中度上限,或与深圳金融特点有关。
据悉,深圳有两家全国性股份制银行,但当地没有法人城商行,仅有一家民营银行、一家农商银行和10家村镇银行,个人按揭贷款业务主要由四大行、招行(03968.HK)(600036.SH)等占有大部分市场份额。(ta/w) ~
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