恆生銀行(00011.HK):派息受多項因素影響 香港監管機構曾提醒該行保留資本應對環境轉變
恆生銀行(00011.HK)宣布派第四次中期股息2.8元,2020年每股派息合共為5.5元,較2019年派每股8.2元減少。副董事長兼行政總裁鄭慧敏在發布會上表示,2020年的派息比率實際上與2019年相若,而派息多少受到多項因素影響,主要是考慮盈利能力、監管機構的指引及要求、公司的未來計劃及市場前景等。她坦言,去年是較為奇怪的一年,很多事情都不能以常規去判斷,樂見香港監管機構不如其他地方的監管機監般要求銀行不派息,但有提醒該行保留資本以應對環境轉差。
截至去年12月31日止,該行香港及其他地方的全職員工人數錄7,925人,較2019年同期減少704人。鄭慧敏解釋,這主要是自然流失所致,而由於去年環境較困難,加上該行在自動化及科技方面做了多項工作,因此沒有立即填補相關的員工數字,會視乎今年的經濟情況,若市道轉好的話,不同的業務領域,例如財富管理等方面都希望能增加人手,強調暫時沒有裁員的計劃。
在2020年,該行的淨息差下跌40個基點至1.59%。財務總監梁永樂指出,去年第三及第四季的淨息差表現基本持平,分別為1.51%及1.52%。他認為,息口再下行的空間不大,相信淨息差會在窄幅徘徊。
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