平安銀行(000001.SZ)2020年度淨利潤升2.6%至289.28億元 擬10派1.8元
格隆匯 2 月 1日丨平安銀行(000001.SZ)發佈2020年年度報吿，實現營業收入1535.42億元，同比增長11.3%；信用及其他資產減值損失前營業利潤1073.27億元，同比增長12.0%；歸屬於該行股東的淨利潤289.28億元，同比增長2.6%；扣除非經常性損益後歸屬於該行股東的淨利潤288.40億元，同比增長2.7%；基本每股收益1.40元，擬每10股派發現金股利人民幣1.8元(含税)。
報吿期內，集團實現非利息淨收入538.92億元，同比增長12.3%，主要得益於個人代理基金及信託計劃、貿易融資、對公代理業務、債券承銷和理財業務手續費收入等非利息淨收入增長；非利息淨收入佔比35.10%，同比上升0.31個百分點。
2020年，集團淨息差2.53%，同比2019年下降9個基點；負債平均成本率2.32%，同比2019年下降32個基點；其中，通過重塑資產負債結構，加大存款管控力度，活期存款有效提升，吸收存款平均成本率2.23%，同比2019年下降23個基點。
2020年末，集團資產總額44685.14億元，較上年末增長13.4%，其中，發放貸款和墊款本金總額26662.97億元，較上年末增長14.8%；負債總額41043.83億元，較上年末增長13.2%，其中，吸收存款本金餘額26731.18億元，較上年末增長9.7%。
2020年末，該行不良貸款率為1.18%，較上年末下降0.47個百分點，較9月末下降0.14個百分點；關注貸款、逾期60天以上貸款及逾期90天以上貸款的佔比分別為1.11%、1.08%和0.88%，較上年末分別下降0.90、0.50和0.47個百分點，較9月末分別下降0.48、0.19和0.22個百分點；逾期60天及逾期90天以上貸款偏離度均低於1；撥備覆蓋率、逾期60天以上貸款撥備覆蓋率及逾期90天以上貸款撥備覆蓋率分別為201.40%、219.78%和268.74%，較上年末分別上升18.28、29.44和45.85個百分點。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
