内地四大行集体发声广州房贷:不存在「停贷」情况 将加强审贷管理
据内地媒体报道,近日,关於广州房贷额度紧张以及利率上涨的消息引发市场广泛关注。针对社会关注度比较高的个人住房贷款有关问题,广州地区四大国有银行和部份股份制银行普遍反映,当前房贷业务有序开展,未来进一步落实「房住不炒」定位,加强审贷管理。
工商银行(01398.HK)(601398.SH)广州分行住房与个人信贷业务部相关负责人表示,工行从未停止放贷,也从未暂停按揭业务受理。审批周期、放贷周期没有出现明显的变化」。
中国银行(03988.HK)(601988.SH)广州分行表示,目前房贷业务正常开展,接单节奏与去年三、四季度相比基本相近。对等候放款客户,中行结合贷款客户申请资料递交及审批情况进行有序放款。
农业银行(01288.HK)(601288.SH)广州分行个人金融部相关负责人指,去年上半年受疫情影响逐步下调房贷利率,之後随着广州房市复苏加快,四季度「量价双升」,取消优惠幅度,於去年11月和今年1月将利率加点数先後上调回40个基点和55个基点,恢复至疫情前的定价水平。
建设银行(00939.HK)(601939.SH)广州分行相关负责人表示,今年1月的个人住房贷款投放量与去年四季度月均水平相比略有增长,不存在停贷情况,房贷业务在正常开展中,及时根据市场情况进行政策调整,对於符合放款条件的贷款,亦一直在有序安排放款。(ta/w) ~
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