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去年12月新申请按揭贷款个案按月升0.2% 新批贷款额升3.4%
阿思达克 01-29 16:34
金管局公布2020年12月份的住宅按揭统计调查结果,12月份新申请贷款个案较11月份按月增加0.2%,至11,396宗。

12月份新批出的按揭贷款额较11月份增加3.4%,至384亿港元。当中,涉及一手市场交易所批出的贷款增加5.4%,至64亿港元;涉及二手市场交易所批出的贷款增加0.7%,至266亿港元。至於涉及转按交易所批出的贷款,则增加15.8%,至54亿港元。

12月份新取用按揭贷款额较11月份增加3.7%,至265亿港元。以香港银行同业拆息作为定价参考的新批按揭贷款所占比例,由11月份的94.6%上升至12月份的95.2%。以最优惠贷款利率作为定价的新批按揭贷款所占比例,由11月份的2.5%上升至12月份的2.6%。

12月底未偿还按揭贷款总额按月增加0.6%,至15,821亿港元。按揭贷款拖欠比率维持於0.04%,经重组贷款比率维持於接近0%。

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