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去年12月新申請按揭貸款個案按月升0.2% 新批貸款額升3.4%
阿思達克 01-29 16:34
金管局公布2020年12月份的住宅按揭統計調查結果,12月份新申請貸款個案較11月份按月增加0.2%,至11,396宗。

12月份新批出的按揭貸款額較11月份增加3.4%,至384億港元。當中,涉及一手市場交易所批出的貸款增加5.4%,至64億港元;涉及二手市場交易所批出的貸款增加0.7%,至266億港元。至於涉及轉按交易所批出的貸款,則增加15.8%,至54億港元。

12月份新取用按揭貸款額較11月份增加3.7%,至265億港元。以香港銀行同業拆息作為定價參考的新批按揭貸款所佔比例,由11月份的94.6%上升至12月份的95.2%。以最優惠貸款利率作為定價的新批按揭貸款所佔比例,由11月份的2.5%上升至12月份的2.6%。

12月底未償還按揭貸款總額按月增加0.6%,至15,821億港元。按揭貸款拖欠比率維持於0.04%,經重組貸款比率維持於接近0%。

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