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据报内地互联网金融平台停售多个银行存款产品
阿思达克 01-27 14:05
据《券商中国》报道,支付宝、京东金融、滴滴金融、天星金融等互联网平台已於25日晚关闭银行存款产品的现有用户购买入口。

有民营银行接到监管指导,已将自营渠道周期派息类存款产品下架。该类存款产品兴起於靠档计息等创新存款产品被喊停之後。有地方监管人士表示,此类存款实质上属於靠档计息产品(定期存款提前支取靠档计息产品),银行及时下架符合监管要求。

报道引述消息指,此前上述互联网平台仅对新用户关闭购买入口,存量用户仍可以对已购买的银行存款产品增加申购,这一突然转变是因为监管再次对这一业务进行了窗口指导。

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