大和:上調眾安在線(6060.HK)目標價至45港元 升評級至“優於大市”
格隆匯1月21日丨大和昨日發佈行業專題報吿,“新基建”正在為醫療科技和金融科技領域未來的新商業模式搭建“橋樑”,在用户流量、用户行為習慣改變、運營效率及監管偏好四個方面,都具有馬太效應。大和表示,非常看好眾安在線(6060.HK)的保險科技“數字化基建”戰略,其基建戰略主要分為三個方面:基於雲計算的核心繫統和一系列核心業務生產部門功能;業務增長方面包括一個智能營銷平台和用户增長的平台;及包括信息安全產品在內的業務支持系統,眾安的大部分技術收入都是基於SaaS模式。大和還稱,疫情之後保險行業數字化轉型需求上升,眾安也有着保險科技輸出的能力。另外,眾安也已經搭建了健康險+互聯網醫院+暖哇科技的健康生態,在消費信貸生態系統中,它在信用保險方面的年理賠率更好。大和將眾安在線的目標價由40港元上調至45港元,評級由“持有”上調至“優於大市”。
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