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《大行报告》汇丰研究:内银股今年看好建行、工行、交行、民行及邮储银行
阿思达克 01-12 15:18
汇丰研究发表的报告指,2021年重要主题包括是信贷对GDP比率稳定、资产负债表风险缓和、科技创新、拨备减少及贷款增长等新引擎。该行估计监管机构将解除之前的一次性措施,不过打击违规行为将继续,相信为银行缔造了更有利的竞争环境,并改善盈利质素。

该行估计监管机构将减少在银行盈利增长及贷款减值拨备方面的影响,同时监管仍会持续,并限制互联网平台及非银行信贷渠道,估计将减轻净息差的压力,故有利银行改善盈利质素等。

在选股方面,该行对行业维持温和正面的看法,看好建设银行(00939.HK)、工商银行(01398.HK)、交通银行(03328.HK)、民生银行(01988.HK)及邮储银行(01658.HK)。该行认为建行及工行稳定、高质素,而且派息前景理想,相信可捕捉内地宏观经济复苏的机遇。而交通银行则最不受房地产相关贷款限制所影响,估值亦维持吸引。(el/u) ~

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