據報內銀擬本月起獲准出售不良個人貸款 工行(01398.HK)率先開展
據《彭博通訊社》引述消息稱,內地計劃容許部分商業銀行最快本月起,出售不良個人貸款予不良貸款資產管理公司。
消息稱,上月國家財金高層會議上,內銀及不良貸款管產商被要求加快準備本月暢順展開試驗計劃,工行(01398.HK)會是第一家出售有關資產的銀行。消息稱,試驗計劃詳情尚未落實,有待中銀保監批准。
據內地研究機構估算,此舉將加強內銀財政實力,卸下高達1萬億元人民幣的不良個人貸款。受累疫情打擊經濟,截至去年9月底,內地不良貸款總額升至十七年高,侵蝕內銀資本及窐礙向個人及企業放貸刺激經濟的能力。
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