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銀行、地產板塊跌幅居前 監管部門加強商業銀行房地產貸款集中度管理
格隆匯 01-05 10:09
格隆匯1月5日丨銀行、地產板塊跌幅居前,杭州銀行和成都銀行跌逾4%;地產股方面,華夏幸福、宋都股份和南山控股均跌近4%。2020年12月31日央行和銀保監會出台的金融機構房地產貸款集中度管理通知。根據該通知,各家銀行的個人住房貸款佔比,最高不能超過32.5%,規模越小的銀行,個人住房貸款業務的上限越低。業內人士稱,至少10家上市銀行未來都有涉房貸款餘額壓降壓力。受新規影響,未來大部分商業銀行資產結構也將迎調整。

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