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腾讯(00700.HK)旗下财付通违反支付业务相关规定 被罚877万人币
阿思达克 01-04 14:06
据内地传媒报道,央行深圳中心支行去年12月31日披露的行政处罚信息公示表,因违反支付业务相关规定,农业银行(01288.HK)深圳市分行、国银租赁(01606.HK)、腾付通、腾讯(00700.HK)旗下财付通分别被处罚金230万元人民币(下同)、90万元、614万元和877万元。

其中,腾付通违规事项共含11项,包括未按规定履行客户身份识别义务;与身份不明的客户进行交易;未按规定报送大额交易报告或者可疑交易报告;允许外包服务机构以特约商户名义入网并接收其发送的银行卡交易信息;未按真实交易场景、准确标识并完整发送、保存交易信息,确保交易信息真实、完整、可追溯和在支付全流程中的一致性;未按规定建立并落实收单银行结算账户管理制度;违规向不符合条件的特约商户提供「T+0」结算服务;未按规定建立并落实客户实名制管理制度;未按规定建立并落实特约商户检查制度;未按规定建立并落实支付账户限额管理制度;未按规定办理相关变更事项。

财付通涉及违规事项则包括8项,主要为未按真实交易场景、准确标识并完整发送、保存交易信息,确保交易信息真实、完整、可追溯和在支付全流程中的一致性;为非法交易、虚假交易提供支付服务,发现客户疑似或者涉嫌违法违规行为未按规定采取有效措施;违反条码支付业务限额管理规定;违规开展支付业务合作;未备案开展条码支付业务;未按规定时间保存交易验证记录;未能如实提供调查材料;未按规定建立并落实资质审核制度。

财付通遭予以警告,没收违法所得318万元,处罚款558万元,合计罚没金额877万元。另财付通公司风控总监也被警告,并处罚款55万元。

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