旭通控股(01826.HK)正回收助貸業務中應收款項
旭通控股(01826.HK)公吿,中國銀行保險監督管理委員會於2020年11月份正式宣佈中國的互聯網金融點對點借貸(P2P)行業結束,導致所有運營平台均停止業務。公司金融信息及技術服務分部作為中介平台開發的助貸業務亦因而受影響。
故此,公司亦正在回收助貸業務中的應收款項包括中介佣金及預付款。公司於2020年在跟借款人和出資人溝通過程中注意到,很多借款人沒有能力歸還債務,有些借款人需要救助和債務重組(比如,減免、延期或分期還款等),因此發現有以下市場需求,第一,個人財務的管理知識以及金融市場的知識。第二,借款人跟放款人和金融機構尋求債務重組諮詢服務的溝通渠道。
公司的管理層在過去半年與多間國內的信用卡公司、消費金融公司、小額貸款公司、P2P平台和催收公司作出主動溝通。經參考不同海外信貸經營模式,如美國公司FreedomDebtRelief,其經營主旨是確保人們擁有解決債務問題的選擇所需的所有信息,該公司已具備20多年的成功經驗,公司擬進一步探討可提供債務重組解決方案的商業模式,對象是有財政困難且無法償還信用卡債務及╱或欠付消費金融公司、小額貸款公司或民間借貸等債務的借款人("消費者債務管理")。
公司將透過設立一站式消費者債務管理服務平台擔任金融中介機構向借貸人及信貸服務供貨商提供諮詢服務,公司將密切監察市況,並在需要時調整策略。
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