穆迪料中國壽險企業盈利及資本狀況支持行業展望穩定
評級機構穆迪表示,中國壽險公司盈利及資本狀況穩健,保費增幅回升,支持明年行業展望穩定發展。
穆迪指出,壽險公司盈利能力將受穩定的息差所支撐,鑒於近期的長期收益率有所回升,加上企業持續控制債務成本,預期投資收益率可維持約5%左右水平。
穆迪認為,衡量保險公司資本狀況的償付能力充足率應能保持強勁,預期新的中國風險導向償付能力體系第二階段(償二代二期工程)的執行,可能會擴大壽險公司之間的償付能力充足率差異,可能促使部分壽險公司通過發行資本證券,以增強其資本緩衝能力。
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