《大行報告》中金:內地對系統重要性銀行資本要求提高 料市場已充分預期
中金發表報告表示,於12月3日央行、銀保監會發布《系統重要性銀行評估辦法》,是2018年監管發布《關於完善系統重要性金融機構監管的指導意見》的實施細則之一,認為評估辦法的出台將有效降低系統性金融風險的發生,另進入名單的系統性重要機構資本要求提高,市場對此預期較為充分。
該行補充,認為《評估辦法》是金融穩定理事會評估全球系統重要性銀行的中國版,目的在於防範「大而不能倒」;可能會增加系統重要性銀行的監管成本,包括在附加資本、杠杆率、大額風險暴露、公司治理、恢復處置計劃、信息披露和數據報送等方面滿足附加監管要求,並需要建立早期糾正機制,降低複雜性和系統性風險,健全資本內在約束,提升抵禦風險和吸收損失的能力。
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