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《大行报告》瑞信:内地定系统重要性银行监管要求 料民行及信行面临压力
阿思达克 12-07 14:11
瑞信发表研究报告,指出人民银行及银保监正式发布《系统重大银行评估办法》的最终版本,以识别系统重要性银行(D-SIB),并将於明年1月1日起生效。当中指出D-SIB清单将会每年发布,以作为区别监管的基础,防止系统性风险。商业银行、开发银行及政策性银行都属於这一范围。

该行又指,正式出台的《评估办法》与徵求意见稿相比变化不大,并提醒着市场风险防范及支持中国金融系统,将会是监管机构下一阶段的关注重点。该行认为,D-SIB的监管框架适用於大型银行,对较小型的银行而言,可能意味着更多的风险敝口。

另外,相信这消息已得到充分的预期,虽然如此,但最直接的影响将会是对D-SIB额外的1个百分点资本要求,这或会增加银行体系的资本补充压力。在该行所覆盖的银行中,相信民生银行(01988.HK)及中信银行(00998.HK)在面对此要求时会承受较大压力。

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