中銀保監通報信保案件風險 或對財險公司差異化監管
據《上海證券報》報道,中國銀保監會近日在業內下發有關防範融資性信保領域案件和風險的案情通報。通報顯示,2019年以來,信用保證保險領域發生涉刑案件20宗,涉案金額15億元人民幣;風險事件7宗,涉及多家保險機構。
中銀保監提出防範對策包括:穩妥化解存量風險,開展專項清理工作,加大依法清收力度,提高資產處置效率;積極防範增量風險,嚴格執行監管規定,依法合規開展相關業務;堅決遏制案件風險。包括強化重點環節風險監測、識別,加大對基層機構負責人等重點崗位人員監督,及時發現風險隱患。
隨著車險市場競爭加劇,財險公司業務增長壓力傳導至非車險。不少財險公司為此急於尋找非車險新業務增量,如融資性信保業務。報道指,除繼續排查融資性信保業務風險,加大案件處置力度之外,還在醞釀針對不同財險公司實施差異化監管的政策,旨在引導財險公司「有多少能力辦多少事」,探索專業化、精細化發展道路。(ta/w) ~
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