中银保监通报信保案件风险 或对财险公司差异化监管
据《上海证券报》报道,中国银保监会近日在业内下发有关防范融资性信保领域案件和风险的案情通报。通报显示,2019年以来,信用保证保险领域发生涉刑案件20宗,涉案金额15亿元人民币;风险事件7宗,涉及多家保险机构。
中银保监提出防范对策包括:稳妥化解存量风险,开展专项清理工作,加大依法清收力度,提高资产处置效率;积极防范增量风险,严格执行监管规定,依法合规开展相关业务;坚决遏制案件风险。包括强化重点环节风险监测、识别,加大对基层机构负责人等重点岗位人员监督,及时发现风险隐患。
随着车险市场竞争加剧,财险公司业务增长压力传导至非车险。不少财险公司为此急於寻找非车险新业务增量,如融资性信保业务。报道指,除继续排查融资性信保业务风险,加大案件处置力度之外,还在酝酿针对不同财险公司实施差异化监管的政策,旨在引导财险公司「有多少能力办多少事」,探索专业化、精细化发展道路。(ta/w) ~
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