美股異動 | 陸金所盤前漲2.3%
陸金所宣佈,將於美東時間12月1日(週二)美股盤後(北京時間12月2日早間)公佈2020年第三季度財報。
公司管理層將於北京時間12月2日上午9點(美東時間12月1日晚上8點)召開財報電話會議。
目前,陸金所主要靠零售信貸和財富管理兩大塊業務,相對於京東數科、螞蟻金服等同時代的金融科技巨頭,陸金所的業務依然主要圍繞着金融,缺乏科技輸出的支撐。
陸金所,2011年9月在上海註冊成立,註冊資金8.37億元人民幣,是中國平安旗下成員之一,總部位於國際金融中心上海陸家嘴。
2017 年- 2019 年,陸金所的總收入分別爲 278 億元、 405 億元、 478 億元,淨利潤分別爲 60 億元、 136 億元、 133 億元。
2020 年上半年總收入爲 257 億元,淨利潤爲 73 億元,相較 2019 年同期的 75 億元減少了2.8%。陸金所在招股書中解釋稱,收入增長放緩的主要原因是財富管理業務的傳統產品流失以及零售信貸業務的定價變化。定價的變化主要是由於借款人提前償還了貸款,以及資金結構變化影響了服務範圍。
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