You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
渣打調查:66%港人認為疫情以來理財越見困難 33%過去一個月曾增加投資
阿思達克 11-26 10:18
渣打銀行最新環球調查顯示,新型冠狀病毒疫情令大部分香港人在管理財務時變得更困難,不少人選擇增加投資以達成財務目標。調查顯示,三分之二(66%)香港人認為自新冠疫情爆發以來,管理財務越見困難。為改善財務狀況,兩成八有最少一項財務目標的受訪者表示調整了每日的使費預算,三成八表示曾檢閱手頭的儲蓄或投資以獲取更佳回報。

三成三香港人表示在過去一個月曾增加投資,在不同的年齡組別中,以45至54歲最為進取,近半(47%)表示曾分配更多資金用於投資。較大部分(34%)來自此組別的受訪者對他們的儲蓄和投資回報感到滿意,比率高於較年輕的群組,18至24歲為29%,25至34歲為27%。

在香港,四成人對達成財務目標更有信心,而45歲以上的人(44%)較年輕人信心更大。另外,不少香港人在新冠疫情前已經有使用如流動錢包等的數碼渠道管理日常財務,而且反應正面。未曾使用數碼渠道的受訪者中,很多人都表示計劃未來三年開始使用財務管理/預算手機應用程式(46%)或儲蓄/投資手機應用程式(49%)。

渣打香港財富管理部主管潘偉勇表示,自疫情開展以來,注意到數碼財富管理工具的使用量大幅上升。例如渣打通過數碼渠道進行的單位信託基金交易在今年首九個月按年急升超過兩倍,同期的外匯交易量亦上升近五成。

是次研究共分為三階段,旨在探討新冠疫情如何改變生活方式,以及哪些變化將繼續保留。第三階段在今年9月底至10月初進行,共訪問了1.2萬名名來自渣打12個市場,即香港、印度、印尼、肯亞、中國內地、馬來西亞、巴基斯坦、新加坡、台灣、阿聯酋、英國及美國的成年人。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account