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內地要求銀行保險機構不得變相增加小微企融資成本 工行民行等被點名
阿思達克 11-23 08:22
《新華網》報道,國務院辦公廳督查室、銀保監會要求,各銀行保險機構和助貸機構要引以為戒、舉一反三,強化對穩企業的金融支持,積極為企業紓困解難,讓中小微企業貸款可獲得性明顯提高,綜合融資成本明顯下降;切實維護貸款企業知情權、自主選擇權和公平交易權,不得利用市場優勢地位附加不合理條件、強制捆綁銷售、轉嫁成本、違規收費,變相增加小微企業隱性融資成本。對無視禁令、頂風違規的,金融監管部門將發現一起、處理一起,絕不姑息。

工商銀行(01398.HK)(601398.SH)、民生銀行(01988.HK)(600016.SH)等機構被點名,其中,工商銀行部份分支機構違規向小微企業收取貸款承諾費、投融資顧問費等「兩禁兩限」費用。民生銀行在已有抵押的前提下向客戶銷售保險費率較高的人身意外險,提取高額代理手續費。(ta/w) ~

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