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银保监指部份银行保险机构 违规收取费用增小企成本
阿思达克 11-21 11:40
中国银保监会发布办公厅发布《关於部分银行保险机构助贷机构违规抬升小微企业综合融资成本典型问题的通报》,指近期开展了小微企业融资收费专项检查发现,有部分银行保险机构、助贷机构在贷款中违规收取应减免费用,强制捆绑销售,收取高额服务费和代理手续费,抬升了综合融资成本,削弱了小微企业获得感。

通报指,有关银行保险机构、助贷机构对国家关於深化小微企业金融服务、降低小微企业综合融资成本的重大决策部署认识不到位、落实不彻底,在政策执行中搞变通、打擦边球,未全面履行社会责任,未真正落实对小微企业服务优惠和减费让利原则,相关问题具有一定的代表性和典型性。

目前,银保监会正在会同有关方面对督查检查发现的问题依法依规处理。国务院办公厅督查室将密切跟踪相关工作进展,督促推动问题整改到位,并警示各银行保险机构和助贷机构要引以为戒、举一反对无视禁令、顶风违规的,金融监管部门将发现一起、处理一起,绝不姑息。

中银保监并点名工商银行、民生银行、平安保险(集团)下属平安普惠、兴业银行等有相关违规行为。

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