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銀保監指部份銀行保險機構 違規收取費用增小企成本
阿思達克 11-21 11:40
中國銀保監會發布辦公廳發布《關於部分銀行保險機構助貸機構違規抬升小微企業綜合融資成本典型問題的通報》,指近期開展了小微企業融資收費專項檢查發現,有部分銀行保險機構、助貸機構在貸款中違規收取應減免費用,強制捆綁銷售,收取高額服務費和代理手續費,抬升了綜合融資成本,削弱了小微企業獲得感。

通報指,有關銀行保險機構、助貸機構對國家關於深化小微企業金融服務、降低小微企業綜合融資成本的重大決策部署認識不到位、落實不徹底,在政策執行中搞變通、打擦邊球,未全面履行社會責任,未真正落實對小微企業服務優惠和減費讓利原則,相關問題具有一定的代表性和典型性。

目前,銀保監會正在會同有關方面對督查檢查發現的問題依法依規處理。國務院辦公廳督查室將密切跟蹤相關工作進展,督促推動問題整改到位,並警示各銀行保險機構和助貸機構要引以為戒、舉一反對無視禁令、頂風違規的,金融監管部門將發現一起、處理一起,絕不姑息。

中銀保監並點名工商銀行、民生銀行、平安保險(集團)下屬平安普惠、興業銀行等有相關違規行為。

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