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中银保监推进粤港澳大湾区人身保险产品工作
阿思达克 11-12 12:12
中国银保监会就推进粤港澳大湾区创新型跨境医疗保险产品、2020版定义粤港澳大湾区专属重疾险产品等部份粤港澳大湾区人身保险产品有关工作发布通知指,保险公司开发的大湾区保险产品应当依法合规,跨境医疗险产品以被保险人在保障区域内指定的医疗机构发生的医疗费用为责任范围,不得包含疾病责任,不得带有返还保费责任。

各人身险公司可通过与港澳地区保险机构或第三方机构合作,为赴港澳地区就医客户提供就医安排和理赔款直接结算服务,亦可为港澳地区保险公司赴内地就医客户,提供就医安排和理赔款垫付业务。

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