中銀保監推進粵港澳大灣區人身保險產品工作
中國銀保監會就推進粵港澳大灣區創新型跨境醫療保險產品、2020版定義粵港澳大灣區專屬重疾險產品等部份粵港澳大灣區人身保險產品有關工作發布通知指,保險公司開發的大灣區保險產品應當依法合規,跨境醫療險產品以被保險人在保障區域內指定的醫療機構發生的醫療費用為責任範圍,不得包含疾病責任,不得帶有返還保費責任。
各人身險公司可通過與港澳地區保險機構或第三方機構合作,為赴港澳地區就醫客戶提供就醫安排和理賠款直接結算服務,亦可為港澳地區保險公司赴內地就醫客戶,提供就醫安排和理賠款墊付業務。
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