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渣打(02888.HK):大力投資數碼科技或損盈利能力 強調需投資未來
阿思達克 11-03 17:52
渣打(02888.HK)行政總裁溫拓思出席金融科技週時表示,疫情下渣打與其他公司一樣需要極快作出應對,包括安排逾九成員工在家工作等,強調集團應對快速,在疫情下亦能短時間內完成工作或做決定,認為疫情為集團上了一課,即使之後逐步回復正常亦要繼續快速作出決定、服務客戶需求等。

他指出在疫情下集團的出行開支大減八成,現時倫敦辦公室少於一成人在辦公室工作,留意到有部分員工表示很希望重返辦公室,亦有員工表示在家工作較有動力,故集團亦會有措施應對。他又透露現時在港已有彈性辦公空間的試點計劃,在確保社交距離及衛生的情況下為員工提供合適的工作空間,強調並非一般的辦公室,而是希望員工可有舒適的環境、合適的工具交流及合作,認為在疫情下所開發及應用的科技為集團的工作模式帶來了很大轉變。

溫拓思指出雖然公司採取了很多成本管控措施,但在科技上不會妥協,近年亦有大力投資在數碼科技上,雖然會為盈利能力帶來影響,但認為需要投資於建立未來,並走在用戶需求前,同時亦要保持彈性等。他舉例指公司一個月前在港推虛擬銀行Mox,現時用戶反應相當好,在應用程式商店亦獲4.8星的評分,在獲取客方面亦十分理想。此外,公司在非洲亦有9家虛擬銀行,認為假如要在其他地方開設虛銀,亦可以參考在香港及非洲的經驗。

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