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渣打(02888.HK):大力投资数码科技或损盈利能力 强调需投资未来
阿思达克 11-03 17:52
渣打(02888.HK)行政总裁温拓思出席金融科技周时表示,疫情下渣打与其他公司一样需要极快作出应对,包括安排逾九成员工在家工作等,强调集团应对快速,在疫情下亦能短时间内完成工作或做决定,认为疫情为集团上了一课,即使之後逐步回复正常亦要继续快速作出决定、服务客户需求等。

他指出在疫情下集团的出行开支大减八成,现时伦敦办公室少於一成人在办公室工作,留意到有部分员工表示很希望重返办公室,亦有员工表示在家工作较有动力,故集团亦会有措施应对。他又透露现时在港已有弹性办公空间的试点计划,在确保社交距离及卫生的情况下为员工提供合适的工作空间,强调并非一般的办公室,而是希望员工可有舒适的环境、合适的工具交流及合作,认为在疫情下所开发及应用的科技为集团的工作模式带来了很大转变。

温拓思指出虽然公司采取了很多成本管控措施,但在科技上不会妥协,近年亦有大力投资在数码科技上,虽然会为盈利能力带来影响,但认为需要投资於建立未来,并走在用户需求前,同时亦要保持弹性等。他举例指公司一个月前在港推虚拟银行Mox,现时用户反应相当好,在应用程式商店亦获4.8星的评分,在获取客方面亦十分理想。此外,公司在非洲亦有9家虚拟银行,认为假如要在其他地方开设虚银,亦可以参考在香港及非洲的经验。

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