中國銀保監發文點名螞蟻(06688.HK)旗下花唄:手續費高 與普惠金融理念不符
據《21世紀經濟報道》引述中國銀保監會消費者權益保護局局長郭武平發文指,在收費方面,金融科技公司缺乏統一標準,一般高於持牌金融機構。例如螞蟻集團(06688.HK)(688688.SH)旗下「花唄」與銀行信用卡業務基本相同,但分期手續費高於銀行,與其普惠金融理念不符,實際上是「普而不惠」。
同時,有金融科技公司存在過度收集並濫用客戶信息、信息管理不當的問題,在消費者不知情的情況下,其信息在平台方、支付機構、出資方等之間流轉,侵害了消費者信息安全權。前幾年現金貸快速發展時,非法買賣借款人個人信息的情況時有發生。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.