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民生銀行(01988.HK)前三季度撥備前淨利潤1063.85億元 同比增加8.09%
格隆匯 10-30 17:22

格隆匯10月30日丨民生銀行(01988.HK)發佈公告,2020年前三季度,公司營業收入1433.21億元人民幣,同比增長7.66%;歸屬於母公司股東的淨利潤373.29億元,同比減少18.01%;歸屬於母公司股東的扣除非經常性損益的淨利潤374.77億元,同比減少17.71%;每股收益0.79元。

淨息差2.14%,同比提高0.06個百分點;實現撥備前利潤總額1,063.85億元,同比增加79.64億元,增幅8.09%;實現歸屬於母公司股東的淨利潤373.29億元,同比下降82.00億元,降幅18.01%,主要是加大了撥備計提和資產處置力度。報告期內,集團年化平均總資產收益率0.74%,歸屬於母公司普通股股東的年化加權平均淨資產收益率10.02%,分別同比下降0.26和4.17個百分點。

截至報告期末,集團不良貸款餘額699.46億元,比上年末增加155.12億元;不良貸款率1.83%,比上年末上升0.27個百分點;撥備覆蓋率145.90%,比上年末下降9.60個百分點;貸款撥備率2.67%,比上年末上升0.24個百分點。

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