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重慶銀行(01963.HK)前三季度淨利升5.1%至40.04億元 撥備覆蓋率326.14%
格隆匯 10-30 17:14

格隆匯 10 月 30日丨重慶銀行(01963.HK)公佈,截至2020年9月30日止九個月,集團實現淨利潤人民幣40.04億元,較上年同期增加人民幣1.95億元,增幅5.1%。平均年化總資產回報率1.02%,較上年同期下降0.09個百分點;歸屬於該行股東的平均年化權益回報率15.48%,較上年同期下降1.11個百分點;實現基本每股盈利人民幣1.24元,較上年同期增加人民幣0.05元。

實現利息淨收入人民幣79.57億元,較上年同期增加人民幣15.90億元,增幅25.0%;手續費及佣金淨收入人民幣10.73億元,較上年同期增加人民幣1.52億元,增幅16.4%,主要得益於代理理財業務手續費收入及支付結算及代理手續費收入較上年同期有所增加。

於2020年9月30日,集團資產總額為人民幣5,469.14億元,較上年末增加人民幣456.82億元,增幅9.1%。客户存款為人民幣3,112.33億元,較上年末增加人民幣301.84億元,增幅10.7%。其中:定期存款人民幣2,079.43億元,活期存款人民幣872.17億元,保證金存款人民幣72.27億元,其他存款人民幣60.77億元,應付利息人民幣27.69億元。

客户貸款及墊款總額為人民幣2,682.74億元,較上年末增長人民幣209.25億元,增幅8.5%。其中:公司貸款人民幣1,575.18億元,個人貸款人民幣928.24億元,票據貼現人民幣160.58億元,應收利息人民幣18.74億元。

良貸款餘額為人民幣32.84億元,較上年末增加人民幣1.53億元;不良貸款率1.23%,較上年末下降0.04個百分點;撥備覆蓋率326.14%,較上年末上升46.31個百分點。

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