內地發布核保險巨災責任準備金管理辦法
中國銀保監會、國家財政部、生態環境部聯合發布《核保險巨災責任準備金管理辦法》,對核保險巨災責任準備金的適用範圍、計提標準、使用條件、日常管理、監督處理五個方面的主要問題進行規範。
在計提標準方面,核保險巨災準備金按核保險業務承保利潤的75%計算,從年度淨利潤中計提。計提標準與國際水平基本一致。在發生一次保險事故造成的核保險行業自留責任預估賠款超過3億元人民幣或等值外幣,且核保險行業自留責任年度已報告賠付率超過150%時,可以使用核保險巨災責任準備金。
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