交通銀行(03328.HK):前三季度淨利降12.36%至527.12億元
格隆匯10月30日丨交通銀行(03328.HK)公佈,2020年三季度,集團以高質量發展為導向,聚焦服務實體經濟,堅持數字化轉型,穩步落實各項任務目標,階段性鞏固了"補短板、強長板"的態勢。報告期末,集團資產總額107,955.71億元,較上年末增長8.98%;負債總額99,588.94億元,較上年末增長9.38%;股東權益(歸屬於母公司股東)8,251.11億元,較上年末增長4.02%。
報告期內,實現淨經營收入1,856.35億元,同比增長5.17%;實現淨利潤(歸屬於母公司股東)527.12億元,同比下降12.36%;年化平均資產回報率(ROAA)和年化平均股東權益報酬率(ROAE)分別為0.69%和9.39%,同比分別下降0.14個百分點和2.41個百分點。
報告期內,集團實現利息淨收入1,140.14億元,同比增加76.87億元,增幅7.23%;在淨經營收入中的佔比為61.42%,同比上升1.18個百分點。報告期內,集團淨利息收益率1.56%,同比下降1個基點。報告期內,集團實現手續費及佣金淨收入349.83億元,同比增加5.25億元,增幅1.52%;在淨經營收入中的佔比為18.85%,同比下降0.67個百分點。
報告期末,集團不良貸款餘額970.14億元,較上年末增加189.71億元,增幅24.31%;不良貸款率1.67%,較上年末上升0.20個百分點;撥備覆蓋率150.81%,較上年末下降20.96個百分點;撥備率2.52%,較上年末下降0.01個百分點。
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