郵儲銀行(01658.HK)前三季度淨利潤達528.44億元 撥備覆蓋率403.21%
格隆匯10月29日丨郵儲銀行(01658.HK)發佈公告,2020年前三季度,公司營業收入2165.27億元人民幣,同比增長2.83%;歸屬於銀行股東的淨利潤達528.44億元,每股收益0.58元。
期間利息淨收入1,864.03億元,同比增長4.03%。淨利差2.35%,淨利息收益率2.40%。手續費及佣金淨收入149.52億元,同比增長11.18%。成本收入比54.01%。
截至報告期末,集團資產總額111,339.42億元,較上年末增加9,172.36億元,增長8.98%。客户貸款及墊款總額56,521.01億元,較上年末增加6,779.15億元,增長13.63%。其中,公司貸款19,914.47億元,個人貸款31,939.96億元,票據貼現4,666.58億元。
截至報告期末,按照貸款質量五級分類,集團不良貸款餘額為497.62億元,不良貸款率為0.88%,撥備覆蓋率為403.21%。截至報告期末,核心一級資本充足率9.51%,一級資本充足率11.81%,資本充足率13.86%,均滿足監管要求。
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