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浙商銀行(02016.HK):前三季歸母淨利101.44億元 同比下降9.74%
格隆匯 10-29 17:51

格隆匯 10 月 29日丨浙商銀行(02016.HK)發佈三季度報告,業務規模穩健增長。截至報告期末,集團資產總額20,530.99億元(人民幣,下同),比上年末增加2,523.13億元,增長14.01%。其中:發放貸款和墊款總額11,625.38億元,比上年末增加1,323.67億元,增長12.85%。負債總額19,227.04億元,比上年末增加2,499.45億元,增長14.94%。其中:吸收存款13,638.00億元,比上年末增加2,200.59億元,增長19.24%。

經營效益穩定良好。2020年1-9月,集團實現營業收入352.88億元,同比增加8.40億元,增長2.44%。其中:利息淨收入269.79億元,同比增加22.91億元,增長9.28%;非利息淨收入83.09億元,同比減少14.51億元,下降14.87%。非利息淨收入佔營業收入比23.55%,同比下降4.78個百分點。成本收入比27.73%,同比上升1.68個百分點。集團實現歸屬於本行股東的淨利潤101.44億元,同比減少10.95億元,下降9.74%。

資產質量保持優良。截至報告期末,集團不良貸款餘額167.74億元,比上年末增加26.27億元,增長18.57%;不良貸款率1.44%,比上年末提高0.07個百分點;撥備覆蓋率196.22%,比上年末下降24.58個百分點;貸款撥備率2.83%,比上年末下降0.20個百分點。

資本充足率保持較好水平。截至報告期末,集團資本充足率12.97%,比上年末下降1.27個百分點;一級資本充足率9.89%,比上年末下降1.05個百分點;核心一級資本充足率8.73%,比上年末下降0.91個百分點。

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