汇控(00005.HK):今季CET1水平将下降 料明年录单位数贷款增长
汇控(00005.HK)财务总监邵伟信於分析员电话会议上表示,料第四季普通股权一级资本比率(CET1)将较第三季下跌,主要由於英国银行徵费及第四季通常受季节性影响,录得较低收入。惟目前汇控美国等市场正进行业务重组,将有更多资本回流,料第四季CET1水平介乎14%至14.5%。
第三季集团预期信贷损失低於预期,并意外较去年同期减少,邵伟信指不应将有关数字常态化,因季内有非新型肺炎相关预期信贷损失回拨。集团行政总裁祈耀年表示,预期明年预期信贷损失61亿美元,假设英国及欧盟贸易协议未能落成,料相关预期信贷损失将增加5亿美元至10亿美元。
集团亦预期低息环境将会持续,祈耀年料明年将录得单位数贷款增长,料英国、欧洲及美国经济明年可自肺炎疫情中复苏,企业投资及借贷将重现。
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