上海銀行(601229.SH)：前三季淨利降7.99%至150.52億元
格隆匯10月23日丨上海銀行(601229.SH)發佈2020年第三季度報告，前三季實現營業收入375.36億元，同比減少0.91%；歸屬於母公司股東的淨利潤150.52億元，同比減少7.99%；歸屬於母公司股東的扣除非經常性損益的淨利潤149.29億元，同比減少7.99%；基本每股收益1.06元。
2020年9月末，集團資產總額24,439.68億元，較上年末增長9.25%。持續調整資產負債結構，2020年9月末客户貸款和墊款總額10,667.37億元，較上年末增長9.69%，佔資產總額比重43.65%，較上年末提高0.18個百分點。加大重點領域信貸投放支持，普惠金融、供應鏈金融、民生金融等貸款較快增長，信貸結構進一步優化。聚焦核心存款拓展，強化客户經營、加強產品創新，帶動存款穩步增長。2020年9月末，存款總額13,053.77億元，較上年末增長10.06%，佔負債總額比重57.85%，較上年末提高0.27個百分點。
2020年1-9月，集團實現營業收入375.36億元，同比略降0.91%。其中，利息淨收入同比增長40.74億元，增幅18.50%。在積極讓利實體經濟、降低新投放貸款利率的同時，加快推進各項業務發展和資產負債結構調整，提升貸款、以攤餘成本計量的金融資產等生息資產佔比，利好淨息差水平。
2020年9月末，本集團不良貸款率1.22%，較上年末略有上升，波動幅度在合理可控範圍內，保持低位平穩運行；逾期不良比、逾期貸款比均較6月末回落，分別下降34個百分點、0.35個百分點。撥備覆蓋率328.07%，貸款撥備率4.00%，保持在較高水平。
2020年9月末，公司客户累計23.36萬户，較上年末增長0.84萬户；公司存款餘額9,666.22億元，較上年末同口徑增長9.75%；公司貸款和墊款餘額6,229.69億元，較上年末增長9.88%。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
