中银保监:首三季银行业共处置不良贷款1.7万亿人币
中国银保监会副主席梁涛在「2020金融街论坛年会」上表示,不良资产认定和处置大幅推进。截至9月末,商业银行逾期90天以上的贷款与不良贷款之比为80.2%,部份银行逾期60天以上的贷款全部纳入不良。2020年首三季银行业共处置不良贷款1.73万亿元人民币(下同),较上年同期多处置3,414亿元;新提取贷款损失准备金1.54万亿元,按年增长15%。
梁涛表示,威胁金融安全的灰犀牛得到控制,首三季新增房地产贷款占全部新增贷款比重,较去年同期下降3.7个百分点。互联网金融风险形势根本好转,全国实际运营的P2P网贷机构由高峰时期的逾5,000家压降至9月末的6家,借贷规模及参与人数连续27个月下降。
金融违法犯罪受到严厉打击,安邦、明天、华信等不法金融集团的资产清理,追赃风险管理工作?实推进,包商银行、恒丰银行、锦州银行(00416.HK)等风险机构的处置取得阶段性成效。
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