汇丰调查:逾八成港人曾成骗徒目标 网上情缘损失最高
汇丰调查显示,有超过80%香港人曾经成为骗徒的目标,当中有26%堕入骗案,平均损失3,800元,反映香港人需要将个人资料妥善保管,并对在网上越趋普遍的社交工程陷阱提高警惕。
网上情缘和电子支付诈骗造成的损失最为严重,受害人平均损失分别4,100元和2,500元,而网上情缘造成的损失在所有欺诈案件中最高。总体而言,26%的受访者曾经遇上电子支付骗案,当中有13%表示曾受骗,属上述骗案中比例最高。此外,三分之一的受访者曾遇上网上情缘骗局,7%的受访者蒙受金钱损失。
调查亦发现,诈骗电话(72%)和假冒官员(64%)是港人最常遇到的骗案,一成的受访者曾经被骗,平均损失超过1,000元。
另外,受害者普遍存在疏忽大意的情况,例如随意分享个人信息和银行相关资料让他们处於危险之中。骗徒只需收集以下个人信息,包括网上银行登入资料(即用户名称和密码)、近照、一次性密码(OTP)、出生日期、电子邮件地址和身分证号码,便可完成诈骗交易。两项个人资料,尤其是网上银行登入资料及一次性密码均绝不能随便提供予未经核实身份的人士。如与其他人分享上述其中一项资料,将令受骗的机会倍增。调查亦指出,有48%受访者曾在过去12个月内与第三方分享一次性密码,38%曾向他人提供网上银行登入资料。
汇丰银行於今年8月和9月期间进行调查,样本数目为800名18至55岁的受访者,按照香港人口普查数据,反映香港人口的年龄和性别结构。
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