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据报工行(01398.HK)代销鹏华聚鑫资管计划全线违约 资金缺口或超20亿人民币
阿思达克 10-16 12:55
《界面新闻》获悉,由鹏华基金子公司鹏华资产管理有限公司作为管理人、工商银行(01398.HK)代销的「鹏华聚鑫1号-25号资管计划产品」已全线违约。

最新一期发售时间均为今年2月份,25只产品原本全部应於今年8月到期,产品总规模或超40亿元人民币,资金缺口或超20亿元人民币。

8月14日,管理人鹏华资产发布产品提前终止公告称,根据资管新规的要求,综合考虑聚鑫系列产品的整体管理,资管计划拟提前结束。最迟30天内完成分配。

鹏华资产之後再发出分配延期公告表示,资管计划已经开始对持仓资产进行变现操作。一定比例的资产已经完成变现,但仍有个别资产存在嵌套结构,回款需要一定时间,将尽可能在40天内执行分配。

不过,投资人最终收到产品无法完全兑付的「噩耗」。有投资者在10月份收到工行口头通知,其购买的聚鑫1号无法顺利兑付。资产若强制变现,只能拿回本金的60%。

内地律师表示,作为管理人的鹏华资产或存在失职行为。工行作为代销机构在销售金融产品时需要履行适当性管理义务,对投资者进行风险测评和风险揭示,推介匹配合格投资者的产品,如果没有做或者没有做到位,导致投资者损失的,就会面临行政责任和民事责任。

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