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汇丰:认知障碍症患者家庭需具财务灵活性产品
阿思达克 09-30 13:14
汇丰保险香港行政总裁文德华於关於认知障碍症护理负担的网上发布会上表示,对於有关家庭,没有所以解决问题的单一产品,认为在缴付保费方面具灵活性重要,该行刚推出的自愿医保产品堪称是现时业界上最灵活。另外该行去年亦推出产品,顾及照顾者的财务需要。

该行与港大秀圃老年研究中心及妇女基金会共同进行的研究发现,35.7%在职照顾者的每周护理时间达至少20小时,相当於一般全职工作的一半工时。68%在职照顾者认为患者经济能力不足,其中53%依靠家人的经济支持。虽然照顾认知障碍症患者的在职男性和女性在承担责任和承受风险的水平相近,但仍有需要针对不同性别采取不同的方案以应对其特定的挑战。公私营机构合作对为在职照顾者建立更具支援性的生态圈至关重要,有助应对护理认知障碍症患者所带来的挑战。

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