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匯豐:認知障礙症患者家庭需具財務靈活性產品
阿思達克 09-30 13:14
匯豐保險香港行政總裁文德華於關於認知障礙症護理負擔的網上發布會上表示,對於有關家庭,沒有所以解決問題的單一產品,認為在繳付保費方面具靈活性重要,該行剛推出的自願醫保產品堪稱是現時業界上最靈活。另外該行去年亦推出產品,顧及照顧者的財務需要。

該行與港大秀圃老年研究中心及婦女基金會共同進行的研究發現,35.7%在職照顧者的每週護理時間達至少20小時,相當於一般全職工作的一半工時。68%在職照顧者認為患者經濟能力不足,其中53%依靠家人的經濟支持。雖然照顧認知障礙症患者的在職男性和女性在承擔責任和承受風險的水平相近,但仍有需要針對不同性別採取不同的方案以應對其特定的挑戰。公私營機構合作對為在職照顧者建立更具支援性的生態圈至關重要,有助應對護理認知障礙症患者所帶來的挑戰。

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