蚂蚁集团井贤栋:支付宝已与逾2,000间金融机构深度合作
内地媒体报道,蚂蚁集团董事长井贤栋於外滩大会上表示,建设新金融体系必须要以科技和数据为支撑,过去金融更重要的资源是资产,新金融最重要的资产是数据。过去的技术架构是信息时代的中心化思想,新金融架构会是数据时代的分布式思想,而未来云计算分布式分布式数据库、区块链为代表的云库链将成为核心的关键技术。
他指,过去的金融风控实际上是防范人靠抵押和担保,穿上防弹衣,新金融的风控是相信人用数据和科技去预判并消除风险。过去的金融是利用信息互联网处理前,未来新金融是以区块链建设的价值互联网,扭转的是数字资产。
井贤栋又指,蚂蚁集团始终践行科技平台的定位,坚持开放共赢理念。从2015年蚂蚁集团提出来互联网推进器计划,到今天支付宝已经与超过2,000间金融机构达成深度合作。
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